Navigating the Waters of Investing!

How to avoid the rocks, the pirates, the sharks,

 and cut through the fog!

 

I'm going to share with you 3 SIMPLE Strategies

useful for "Navigating" the very TROUBLED waters

of investing.

 

You don't need to be rich. You don't need a
college degree. You can be of any age, race,
religion or gender. You can have any occupation.
You can be wealthy or not.

BEST OF ALL, you can make meaningful
changes for yourself and your family.

 

IT'S SIMPLE, but first you need to UNDERSTAND THIS.

 

Many of the problems in today’s market are created by billions spent on influencing your buying decisions. Big money is spent to create perceptions/illusions that influence your cultural habits, your spending habits, and tug at your emotions. Marketing campaigns act like they are educating you, but send confusing, conflicting and many times inaccurate information.

More Info > Yo Yos and Baby Rattles

 

HERE'S THE UNVARNISHED TRUTH

 

Until recently, brokerage firms have been GIANT MARKETERS and made HUGE PROFITS at YOUR EXPENSE.  Even now, their losses are at other’s expense and they want to recapitalize using your money.  They are experts at keeping you in the "trading loop".  TRUST ME I know because I have seen this in the past.  

More Info > Worse than My Worst Nightmare

 

I founded Apertum Asset Management because consumers deserve a fair deal. Apertum means "to open" or "to uncover"....think of the "aperture" in a camera letting the LIGHT SHINE IN.   That's EXACTLY what we are all about. NO SECRETS, hidden agendas and plenty of solid advice coupled with investor education.
More Info > The High Road or the Low

 

I want to give you the tools to avoid many of today’s market problems.

 

We put you before us....all the time.  As a Registered Investment Adviser we actively promote our fiduciary responsibilities to our clients.  This isn’t the case with all advisors…….and maybe you’ve already figured this out. For the rest....your advisor might not be who you thought he was....and it very well could be the LIFE OR DEATH of your portfolio if you don't know.

More Info > Back'em in the corner with the "F" word!

 

EVEN WORSE, you might not have an advisor or think you have enough assets to need an advisor.

 

FRANKLY, IT PUZZELS ME to find people who don't use advisors. Especially those who don't have a lot of assets....THAT WOULD BE CRAZY, right?  Why would someone make uneducated decisions when it could cost them the small amount they've worked so hard to get?  Even the wealthy can't afford to make mistakes…..but when they do, they know how to make the most out of it.

More Info > Mistakes, a New Discipline to Learning

 

LISTEN, the really smart people use trusted advisors to LEAP ahead of the rest of the crowd, especially when making financial, estate, and family protection decisions.  IN A NUTSHELL, that's what Apertum is all about.  We want help you make wise decisions and understand all of the ramifications and costs of those decisions.  We want to educate you on topics that YOU NEVER KNEW EXISTED.

More Info > 19 Reasons it Pays to have a  Good Advisor

 

HERE'S THE UNSPOKEN TRUTH.  In the financial world, COMMISSIONED ADVISORS have a very hard time giving objective advice.  Why? The answer is simple; The TEMPTATION of quick, easy money is just too alluring and profitable. And worse yet, non-producers usually get fired!  Apertum Asset Management is a "FEE ­ ONLY" firm.  This means we will never be paid by commissions and you always know the costs of working with us. 
More Info >Commissioned vs not, Leaving the Gate Open on the Chicken Coop

 

DO YOU HATE THE VERY IDEA of working with financial professionals?

 

Then I want to assure you that we can help you GARNER THE POWER to control these situations. 

 

HERE'S THE SHOCKING REALITY, if we can't help you, then we'll admit it and refer you to someone that can.  Now, in a world that thinks of nothing but getting clients, keeping them, and never letting them off the hook, this might seem a little absurd. The very nature of our ethics code requires this and so does our fiduciary responsibility.

More Info >Our Code of Ethics

 

DON'T SETTLE FOR LESS, DO SOMETHING TODAY!

 

I want you to talk to us....but if you're like most, you'll have your guard up (that's a good thing!)  So please accept this FREE OFFER.  I've put together 51 Secrets - Insider Basics just for you.  This is available to you with no obligation.  Read all of our site, read the 51 Secrets and contact us when you're ready to start learning and want to take control! 

 

AND TO SWEETEN THE DEAL, I'll invite you attend a FREE WEBINAR titled "Separating Myths".   This is the first class of our investor education series .  Yes....we really do educate our clients!  WARNING, this class is not for the faint of heart! We teach academically acceptable ways of investing and ask questions that make you think!

 

AND FINALLY.......,

HERE'S 3 SIMPLE Strategies you can use to Navigate today’s troubled investing waters.

Strategy #1 - Look for the real truth and begin to educate yourself on how the market works. Ask questions, look for real answers. Understand the big picture....don't trouble yourself with how to use MPT and the 3 factor model......but understand how it works and why it is used. Listen to and explore new ideas, everyday ­ this rarely cost $...........and it almost always creates new questions....which starts the whole process over again!

Strategy #2  Spend a considerable amount of time learning about the diferent types of advisors that are available to you as a consumer. A good starter is a brochuere provided by NASAA (North American Securities Administrators Association) called Cutting Through the Confusion . Even more important is educating yourself on the possible conflicts of interest that may exsist when doing business with advisors. The smart consumer knows that an acknowledgement of a conflict doesn't remove it. The underlying motives created by conflicts are so powerful that they should always be taken seriously......and you need to know and understand this intimately.

Strategy #3 Get intimate with risk! Get to know how you react to risk, how to measure risk, and how risk and emotions work together. Understand how time and risk work together and know where real risks exist. The word "guarantee" is used often.......understand what this really means and how it plays with risk. Investors are protected by an numer of methods.....you need to know where this protection is ...and how to maximize it. Explore these over and over so that you can begin to understand your true feelings about risk. Risk is tied to "expectations".....understand how expectations play a role in investing success.

 

Bonus Strategy
(Repeat Numbers 1,2 and 3!)

SIMPLE, BUT UNBELIEVABLY POWERFUL!

 

Thanks for visiting Apertumllc.com .   Give me a call directly at 636-442-1674 ext 107. If I can't take your call, then leave me a message....I'll call back!

Best Wishes for your Finacial Future,

Jerry Jacobs
Founder and President, Apertum Asset Managemnt, LLC